Barclays

Financial planning

This means preparing for your long-term financial future, including starting a family, moving abroad or retiring.

Our financial planning advisers will help you build and manage a financial structure according to your circumstances and aspirations.

Our financial planning services

Our financial planning team can provide:

• A tailored service to suit your needs
• A choice of investment products rigorously selected from preferred partners and providers
• The insight generated by our in-house global research unit
• A single point of contact for your convenience
• Flexible meeting arrangements. Dependent upon location we can come to your home or work place¹, or meet you in one of our international banking centres.

Saving for retirement

It is important to develop a financial structure that will support your retirement plans.

We can help you set clear goals and create a tailored investment strategy that can incorporate your existing retirement savings. We can also help you maximise tax allowances and post-tax income in retirement.

Pension management and consolidation

Barclays International can help you consolidate your retirement funds into one pension wrapper. We can also help you fill any funding gaps, and define the asset mix and retirement strategy that best suits your needs.

By consolidating your pension with Barclays you can:

• Make managing your pensions easier and less time consuming
• Tailor your investments to your goals and attitude to risk
• Make the appropriate pension contributions
• Pay just one set of management charges.

Important: You need to consider carefully all aspects of your existing pensions before deciding whether or not to consolidate them.

Retirement income planning

Barclays International can help you develop an investment strategy designed to maximise income, and help you remain on track should your circumstances change. The factors we consider include:

• Your income sources, tax status and allowances
• Your financial goals
• Your immediate and ongoing income requirements
• Education costs for your children or grandchildren
• Current or anticipated healthcare fees
• The amount you believe you'll need to fund your retirement.

Find out more about related issues such as annuities and pension income drawdown.

Family and business protection

The right protection plan can help secure your family's lifestyle if your income suddenly changes due to death or illness.

Barclays International will take the time to find out your unique needs, and work hard to recommend the most suitable, cost-effective solutions.

We can offer you:

• Whole of life plans. These ensure that a guaranteed lump sum is paid to your estate when you die.
• Family protection life cover plans. These plans are designed to help provide for your family in the event of your death during the term of the plan.
• Critical illness plans. This protects you against the costs associated with falling seriously ill.
• Income protection plans. If you are unable to work, an income protection plan can pay you a monthly income.

More information or to apply

If you are not a Barclays International client and would like to apply for our products and services, you will first need to select from a choice of service solutions. To qualify you must deposit and maintain a balance of £5,000 or more (or currency equivalent) in cash or investments across your Barclays international banking accounts.

Call us on +44 (0)1624 684 316†.

Relationship Manager Service

We also offer a Relationship Manager Service, to qualify you must deposit and maintain a balance of £50,000 or more (or currency equivalent) in cash or investments with us; or, if you have come to live in or are moving to the UK, deposit an annual individual gross income of £150,000 or more (or currency equivalent) into Barclays international bank accounts.