Barclays Wealth

Make more of your savings with Structured Deposits

Our structured deposits offer the potential to earn higher returns than you would with a regular savings account. You have no access to your deposit during the term of the account, typically 3 to 6 years¹ - but your original capital will be repaid in full at the end of the term.

Index or commodity-linked structured deposits

Your returns are based on the performance of an index or commodity, giving you the potential for significant capital growth. If the investment does not perform well you may receive no capital growth, but you can be confident that your capital will be repaid.

• Linked, for example, to the FTSE® 100 Index² or gold
• Minimum return equal to your invested capital at the end of the term
• Minimum deposit of £10,000
• Typical term of 3 to 6 years¹.

Key points to consider

A Structured Deposit is right for me	A Structured Deposit is not right for me
I want to know that my original deposit will be repaid at maturity no matter how the underlying asset performs.	I may need to withdraw my money before the end of the term and cannot risk getting back less than I invested.
I am unlikely to need access to my money over my chosen term (3 to 6 years).	I am not prepared to take the risk that Barclays Bank PLC could default on meeting its obligations.
I consider such potential defined rates to be a good potential return for me.	I don't want to risk earning no return on my deposit, or less than I could have earned in the same period in a deposit account.

Please note: This table is not an exhaustive list. Some of the points will not be applicable for all of our structured deposits. If you are in any doubt about the suitability of a structured deposit, please call us on the number below to find out more information.

Sound interesting?
Our structured deposits are always extremely popular and usually reach maximum subscription very quickly, use the How to Apply section below to contact us and find out more information.

How to apply

If you are not currently a Barclays Wealth International client, our minimum qualifying criteria is either:

• an annual gross income of £24,000 or more (or currency equivalent) deposited into a Barclays Wealth account; or:
• £5,000 or more (or currency equivalent) across the accounts you hold with us.

If you meet the above criteria please select one of the following options to apply for our products and services:

Call us on +44 (0)1624 684 316†.

If you are an existing client you can apply for our products and services by selecting one of the options below:

Call us on +44 (0)1624 684 316†.

Great options to help you manage your money with confidence

If you're looking for more ways to feel confident that your finances are in a good place, you might be interested in our other featured products. Find out more about:

• Monthly Saver
• Fixed rate mortgages