Remortgage
Moving your mortgage to us
Remortgaging could save you money and it may be easier than you think. It's worth considering if the fixed or discounted period of your current mortgage is coming to an end, or if your home has risen in value and you are looking to release some equity. Switching your mortgage can also be a cost-effective way of borrowing larger sums of money at lower interest rates.
We have designed a range of attractive products to choose from.
Remortgaging – the basics
Make a note of how much is outstanding on your existing mortgage and what your home is currently worth. Consider over how many years you would ideally like to pay your mortgage back. By choosing a new rate with us, we may be able to reduce your monthly repayments. Remember an early repayment charge may apply when you repay your existing mortgage.
Choosing a mortgage
We have a wide range to choose from, including:
You should also think about which mortgage repayment option best meets your needs.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remember that where the mortgage is denominated in a currency other than sterling, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF THE DEBT.
For more information or to apply
Call us on +44 (0)1624 684305†
Terms and conditions apply to all mortgage products. We strongly recommend that you obtain your own independent tax advice before proceeding with an offshore mortgage.
Barclays Wealth will require a first legal charge over the property.
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.
In all forms of advertising and marketing material where repayments are quoted, we will show clearly a typical Annual Percentage Rate (APR). We will also clearly indicate in all lending-related advertising issued in Jersey that we abide by the Code of Practice for Consumer Lending.
The products and services described on this page are provided by the following companies which are part of Barclays Wealth, Barclays Bank PLC in England and Wales and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further information on these companies and Barclays Wealth please read the Important Information.
