Mortgages in Jersey, Guernsey, the Isle of Man and Gibraltar
If you’re a resident of Jersey, Guernsey, the Isle of Man or Gibraltar and thinking about buying a property there, you’ll know how important it is to understand the market and the prevailing financial regulations.
We have the combination of mortgage expertise and local knowledge that can make the process easier. Whether you’re a first-time buyer, are thinking about switching from another lender, want to remortgage or are looking for an investment opportunity, you’ll find attractive mortgage rates and a choice of repayment options.
Our Mortgage Service
With our mortgage service, you get:
- A wide range of mortgages with competitive interest rates
- Fixed rate mortgages – with the security of set monthly repayments for a specific period
- Tracker mortgages – so your rate rises and falls with changes in the Barclays Bank Base Rate (BBBR)
- Investment mortgages – with a wide choice of fixed and tracker options
- Expert advice from experienced advisers with a detailed understanding of the local property market
- A simple, straightforward application process
- The peace of mind that comes with the pedigree and resources of the Barclays group
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remember that where the mortgage is denominated in a currency other than sterling, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF THE DEBT.
Mortgages – the next steps
For more information or to apply
Call us on +44 (0)1624 684305†
Or visit one of our branches in:
Terms and conditions apply to all mortgage products. We strongly recommend that you obtain your own independent tax advice before proceeding with an offshore mortgage.
Barclays Wealth will require a first legal charge over the property.
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.
In all forms of advertising and marketing material where repayments are quoted, we will show clearly a typical Annual Percentage Rate (APR). We will also clearly indicate in all lending-related advertising issued in Jersey that we abide by the Code of Practice for Consumer Lending.
The products and services described on this page are provided by the following companies which are part of Barclays Wealth, Barclays Bank PLC in England and Wales and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further information on these companies and Barclays Wealth please read the Important Information.

