Barclays Wealth

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Investments for Guernsey residents

We provide a variety of investments that aim to meet longer-term financial needs. They offer a wide choice of risk and return options to match different investment styles and priorities. You can also choose from a range of investment periods and between flexible and fixed-term options.

The following solutions may be particularly attractive to Guernsey residents like you:

Structured Notes

If you're looking for a fixed-term investment with the potential for growth and varying levels of assurance that your capital will be repaid in full at maturity, it may be worth considering a Structured Note. It pays an investment return based on an underlying index or asset, enabling you to benefit if the value goes up. If the index or asset falls you may receive no return at all, but in certain circumstances your original capital may be repaid in full or partially.

• Structured Notes can be linked to:
  - Equities
  - Interest rates
  - Funds
  - Commodities (e.g. oil)
  - Foreign currency
• You can lose money on some of our structured products if certain conditions are met (e.g. an index having fallen by more than 50% during the term. If it has, you may get less back.)
• Some structured products (but not all) undertake to repay all of the capital invested at the maturity date
• Return on investment is linked to the value of an asset or level of an index
• Fixed term – both capital and any return are usually payable at the end of the term on maturity
• Structured Notes can often be sold on the secondary market before maturity, but the market value received may be less than the amount invested.

Please note: investing in Structured Notes is not the same as investing directly in an asset or in the investments included within an index. The investment assets might yield an income (e.g. dividends) but these are not usually reflected directly in the level of an index or the value of a linked asset.

Multi-Manager

If you're looking for an actively managed solution that is tuned to your own investment style, Multi-Manager could be an attractive option. As the UK's leading provider of this 'one-stop' investment vehicle, we give you privileged access to a team of expert investment professionals, who actively manage your investment to try and meet your preferred level of risk and return, ranging from 'cautious' to 'adventurous growth'.

• We offer five multi-asset portfolios. Each is designed to provide a different level of return on investment:
  - Income
  - Cautious
  - Balanced
  - Growth
  - Adventurous Growth
• As market conditions change our investment managers actively modify asset allocations
• You benefit from the expertise of leading investment managers that is not usually available to private investors
• We regularly monitor and, if necessary, replace under-performing managers

Important information: risk warning

You should remember that the value of your investment and the income from it can go down as well as up. You may not get back the amount you invested. Your returns may also be affected by exchange rate fluctuations. Funds should be viewed as a medium to long term investment.

Global Beta

For a more passive investment solution that provides a balance of risk and return over the longer term, it may be worth considering this range of globally diversified portfolios. Global Beta invests in exchange traded funds (ETFs), which are index-tracking investment funds traded on global stock exchanges.

ETFs are a lower-cost option than active investments as they simply track an index. Your investment return is not reliant on the performance of an active fund manager.

Key features include:

• Tracks the index for greater transparency
• Available in five different portfolios, each one designed to accurately match varying appetites for risk/reward
• Available in euro, sterling and US dollar
• Transparent returns
• Minimum investment of £25,000
• As a regulated investment product, Global Beta portfolios may not be suitable for everyone. They closely track the performance of a variety of indices and, as such, their value can go down as well as up, and you may get back less than you invested.

How to apply

If you want to apply for our products and services please select one of the options below:

Call us on +44 (0)1624 684 316^†.

Or visit Barclays Wealth Guernsey Branch