Barclays

Loans

You can use loans to finance a wide range of general business needs.

We can provide you with a variety of solutions, including:

• Currency term loans
• Flexible business loans
• Committed money market loans

Currency term loans

If you have a foreign income stream, you may find that borrowing in that currency rather than sterling can reduce your costs and exchange risk.

Specifically designed for businesses looking for asset or working capital finance, our loans are available in all major currencies, with:

• A choice of variable interest rates or fixed interest rates
• Terms of one to 10 years
• Tailored repayment programmes
• Minimum amounts of £100,000 (or equivalent)
• No maximum amount

Flexible business loan

This loan can be tailored to your needs and is therefore suitable for a wide range of requirements. We can offer you:

• Loans from £25,001 to £1,000,000
• Terms of one to 20 years
• Choice of fixed and variable interest rates, with the option to change during the term
• Repayments to suit your business cash flow
• Capital repayment holidays at the outset and during the loan

Committed money market loan

These loans offer you a short-term, flexible source of working capital finance at competitive money market rates. You can benefit from:

• A choice of currencies
  This can help minimise your exchange risk and reduce your overseas trading costs.
• Comprehensive working capital
  You can combine your loan with other borrowing facilities to give you a complete working capital finance package.
• Competitive interest rates
  Linked to LIBOR (London Interbank Offered Rate) or EURIBOR (Euro Interbank Offered Rate).
• Known borrowing costs fixed at the outset for each drawing
  To help improve your cash flow forecasting.
• Flexible terms
  Loans are available from overnight to two years. A minimum loan of £250,000 (or equivalent) is required when borrowing overnight to six days; for seven days or longer, a minimum of £50,000 (or equivalent) is required.
• A fully revolving facility
  Withdraw and repay funds from your loan as and when you need.

Find our more about our loans

To learn more about how Barclays could help your business, please contact us and we'll be in touch as soon as possible.

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